Recently, the digital RMB (pilot version) app released version 1.0.9.0 update for Android and IOS versions, upgraded to 64 bit version, making the app smaller and faster to start. At the same time, it also optimized the password free setting of payment code** According to the official introduction, the digital RMB (pilot version) app is the official service platform of China's legal digital currency - Digital RMB for individual users. It provides the opening and management of digital RMB personal wallet, and the exchange and circulation services of digital RMB.
In terms of transaction method, Digital RMB app supports offline payment in addition to scanning code, Digital RMB can still complete payment when the terminal of the payee or payer is offline without network during the transaction.
It is understood that the dual offline payment of digital RMB is realized by NFC technology. The equipment of both receiving and paying sides need to have the hardware wallet function with built-in security chip. In other words, the pain point of "you can't pay without signal" is expected to be solved.
Not long ago, Beijing and Zhangjiakou, Tianjin, Chongqing, Guangzhou, Fuzhou and Xiamen, as well as Hangzhou, Ningbo, Wenzhou, Jinhua, Shaoxing and Huzhou were listed as new digital RMB pilot areas.
It is worth mentioning that at present, wechat has supported the use of digital RMB in pilot areas** Personal "collection and payment" page, "wallet" and other portals have opened the option of paying in digital RMB.
Officials said that users can use digital RMB on wechat to realize multi scenario payment by downloading the "digital RMB app" and synchronously opening the digital RMB wallet of wechat public bank (wechat payment).
