According to the non-profit research organization first street foundation report released today , more than half (56%) of all homes in 48 U.S. states will face at least one wildfire intrusion in the next few decades**
The first street foundation gives a rating of 1-10 to each address in the United States, where 1 represents close to "risk-free", while 10 represents a 36% or higher probability, that is, the house may be involved in mountain fires / wildfires in the next 30 years.
More than 20 million properties in the United States are threatened by at least a "moderate" risk of wildfires. These houses have up to 6% chance of being burned to death at a certain point in time within 30 years, which is a typical time frame of housing mortgage loan.
Even a 1% chance of wildfire is worth taking seriously. In contrast, the federal government believes that on the map used to determine flood insurance rates, areas with a 1% chance of flooding in a specific year are "special flood risk areas". But unlike floods, there is no comprehensive property level data on wildfire risk, according to the New York Times.
Now, you can type an address in the online search tool on first street to see the organization's fire risk rating of the property (you will also find the flood risk rating on First Street). This information will also be included in realtor com。